Tailored Lending Solutions
Home & Investment Loans
At Strategic, we understand that buying a home can be an emotional and sometimes daunting experience. Finding the perfect fit for you and your family can be challenging enough without having to worry about the burden of finance. Our unique and defined process allows us to provide the best solution to you in a simple, straightforward and effective way.
Our Commitment
- Due diligence and guidance.
- Securing finance, ensuring confidence.
- Educating on market options.
- Ensuring stakeholder communication, transparency.
- Competitive, suitable finance solutions.
- Continuous loan relationship management.
Our Expertise
- Cash flow analysis
- Complex financial structuring
- Purchase and transaction into/out of SMSF
Commercial Finance
At Strategic, our team of professionals have a wealth of experience in the field of commercial and business finance and understand the internal workings of lenders. Strategic Advisory is accredited with all major banks and a number of specialist commercial/business lenders. Success in the negotiation of commercial and business finance is largely based on experience and strong relationships built over many years – this is where our strength lies.
We help you evaluate and work through all the various strategies available to you. Your outcome will vary significantly without the services of a broker for transactions as banks will act in their own interests when structuring your financing. Our role is to steer you in the most beneficial direction for you – and not the bank. We also review your business situation on a regular basis to determine whether changing life circumstances require attention from a finance perspective.
Property Development Finance
The right financial structure is the cornerstone of any successful development. Maximising opportunity by having the appropriate availability of funds will ensure that a project is carried out efficiently with the correct cash flow in place. This is to avoid holding costs and ensure timely delivery takes place. Our team at Strategic Advisory has comprehensive knowledge and understanding of property, finance and other relevant fields.
We are able to oversee your development project and ensure that all stakeholders act in unison to achieve a common objective. We can guide you through the entire process, starting from identifying a potential site and securing the appropriate financial instrument, to helping you in tenanting the completed product. Strategic will be there with you every step of the way assisting in completing and protecting your investment.
Will Assist you in
- Financial strategy development, maintenance.
- Lender product review, selection.
- Managing experienced professional teams.
- Approval without pre-sales needed.
SELF-MANAGED SUPERANNUATION Lending
We can assist you in obtaining the finance required and guide you through the entire process in conjunction with the use of other specialists if required. As SMSF loan specialists, we are aware of a multitude of strategies and loan products to ensure you optimise your property purchase within your SMSF.
We work closely with your accountant/financial planner to ensure we align your investment and financial goals.
Medico & professional Packages
If you’re a medical professional, accountant or lawyer, some lenders offer special allowances.
This can include benefits such as smaller deposits, lower interest rates or fees, the ability to take out larger loans, Lenders Mortgage Insurance (LMI) waivers, quick loan assessment times, special loan features (offset accounts or redraw facilities) or even more flexible repayment terms.
Lenders often offer preferential treatment to individuals in these professions because they tend to have a reliable income stream, generally earn high salaries, and have secure employment.
As not all professionals under these fields qualify for these benefits, we can assist with navigating this space to determine if you are eligible and find the most suitable lender for your circumstances.