Home & Investment Loans

our unique & comprehensive process

Buying a home can be a very emotional experience. Finding the perfect fit for you and your family can be challenging enough without having to worry about the burden of finance. At Strategic, we understand this only too well. Through our unique and comprehensive process, we ensure that we provide you with the correct solution in the most timely manner.

Investment

An investment property is very different from a home, as is the financial structure required to make it a successful undertaking. A comprehensive assessment of a client’s situation is required to ensure that the property and finance are appropriate in terms of achieving their personal objectives. At Strategic, our business process is unique to the marketplace and is ideally suited to ensuring the successful acquisition of an investment. We create a detailed and structured analysis of your personal cash flow to ensure a tailored and optimal outcome.

AS YOUR TRUSTED FINANCE ADVISORS OUR COMMITMENT TO YOU INCLUDES:

Conducting the required due diligence and providing informed guidance throughout the process.

Providing confidence through the decision making process by ensuring that finance is secured.

Educating and providing a comprehensive understanding of all the options available in the market.

Ensuring communication between all the different stakeholders and providing transparency throughout the process.

Providing the most competitive finance whilst ensuring that it is suitably packaged to successfully achieve both your short term goals and your long term strategic plan.

Extending our relationship beyond the first loan, conducting regular reviews and loan maintenance to ensure alignment with the required strategy and relevance changing circumstances.

Our Process

Initial Consultation

Our first consultation can take place face-to-face or over the phone, whichever method you prefer.
This initial contact is a fact-finding process where we discuss all relevant aspects of your situation. We endeavour to use the most up to date technology available, enabling us to complete your loan application completely remote should you require us to.

Finance Proposal

We produce a comprehensive document based on the consultation process in which a variety of prospective scenarios are examined and outlined with regard to their impact. This includes an assessment on lenders and products available in the marketplace and provides a choice of the most advantageous options suitable to your situation.

Second Consultation

Once you have had time to go over the finance proposal, we then review this document together over a video call. This allows us to further evaluate your situation and prospective options. We will take into account your feedback and provide guidance for you to make the decision on how you would like to proceed.

Proceed with Application

Once you have approved your preferred strategy, we will then proceed to prepare your application with your chosen lender. During the course of your application, we will deal with the requirements of your case and act as your advocate during the entire process with the lender. We will be available for consultation with you at any time and attain your approval in the most simple and efficient manner.

Loan Approval

Loan approval process varies from lender to lender. We will continue to keep you updated on the progress of the application every step of the way.

Ongoing advice, loan maintenance and interest rate reviews.

Strategic Advisory values our client relationships above all else. Our service doesn’t just end at settlement. We are committed to developing enduring relationships and continuing loan maintenance throughout the life of your loan – this includes bi-annual interest rate reviews, and ensuring that your existing lender product continues to suit your ever changing circumstances.